MERS Data Reconciliation & Remediation Software

Easily Meet MERS eQA Requirements with mintrak

For MERS Members, data reconciliation isn’t optional, but struggling through it manually is. mintrak2 is the industry’s leading MERS data reconciliation and remediation platform, trusted by Members to automatically process over 57 million MIN reconciliations every year. From data upload to automatic submission to the MERS system, it turns a once-tedious compliance burden into a fast, accurate, streamlined process.

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Benefits of Efficient Data Reconciliation

Ensure MERS Compliance Without the Headache

mintrak2 automates the most time-consuming, error-prone parts of MERS compliance, so your team can meet eQA requirements accurately, on time, and without the manual burden.

Reconcile in Minutes, Not Days

Automated comparison of your system data against your MERS MRE delivers results that once took days in just minutes, regardless of portfolio size.

Reduce Errors & Increase Confidence

The system reduces error rates to less than 4% on most portfolios, so your team spends less time correcting mistakes and more time staying ahead of compliance requirements.

Save Time by Focusing on True Discrepancies

mintrak2 understands exactly what MERS considers a discrepancy, ensuring only true MERS-defined findings are surfaced.

Submit Corrections to MERS Automatically

Corrected data is converted into flat file format and submitted directly to MERS, eliminating manual reformatting, delays, and risk of missing deadlines.

Stay Audit-Ready at All Times

Every reconciliation is logged and stored, with a 15-month history accessible at any time, guaranteeing you’re prepared for the eAnnual Report.

Scale Effortlessly as Your Portfolio Grows

From small portfolios to thousands of active MINs, mintrak2 helps ensure compliance with MERS frequency requirements by making it easy to reconcile without IT support.

A Trusted MERS Data Reconciliation Process

How mintrak2 Works

mintrak2 is a turnkey MERS data reconciliation and remediation solution. It’s easy to get started with it, and it’s easy to use. Our team custom maps your data, walks you through setup, and gets you up and running fast. From there, the process runs with minimal manual effort on your end.

1. Data Mapping & Upload

During implementation, MetaSource custom maps your member data and walks you through uploading it along with your MRE. mintrak2 accepts all common file types, so there’s no need to reformat.

2. Automated Data Comparison

Your system data is automatically compared to your MRE in a matter of minutes.

3. Discrepancy Identification

Discrepancies are flagged and grouped by MIN and by field for easy review. The built-in highlight tool pinpoints exactly where each discrepancy lies, eliminating any guesswork. Missing mandatory fields are flagged as high priority.

4. Remediation & Automatic Submission

Using bulk remediation tools to work through large volumes quickly, your team corrects discrepancies. Once remediation is complete, mintrak2 automatically converts corrected data to flat file format and sends it directly to MERS.

5. Progress Tracking & Reporting

mintrak2 monitors remediation activity, tracks aging discrepancies month over month, and stores a full compliance history, so you’re always in the know.

Why Servicers Trust mintrak2

When it comes to MERS compliance, accuracy and experience matter. Here’s what sets mintrak2 and MetaSource apart.

57M+

MIN reconciliations processed annually

<4%

Error rate on most portfolios

30+

Years of experience

More Ways MetaSource Supports Mortgage Servicers

MetaSource offers several other solutions built specifically for helping mortgage servicers ensure compliance with MERS, agency, and regulator requirements.

MERS Loan QA Reviews

Stay off of MERS findings lists with our expert loan QA reviews, which include document, timing, and servicing system-to-MERS reviews.

MERS Third-Party Annual Reviews

Ensure your Executive Sponsor can confidently meet the eAnnual Report deadline with our third-party reviews that are built on a thorough audit of your internal policies and procedures.

Servicing QC Services

Get the feedback on compliance with guidelines and regulations you need with MetaSource’s suite of 25 separate servicing QC audits, which are available as a complete solution or a la carte.

MERS Compliance Resources

View All MERS Compliance Resources

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Uncover the top MERS quality assurance defects in 2024 and gain key insights into how notable improvements were made.
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